SBA Loans
Government-backed Small Business Administration loans with lower rates and longer repayment terms for established businesses.
Business Funding
Commercial Business Loans up to $2 Million
Fast business funding built to scale — SBA loans, equipment financing, working capital loans, and merchant cash advance with long-term repayment and competitive rates.
Trusted technology & accreditations
GRUBBRR
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GRUBBRR
5.0 on Google
$2M
Maximum Loan
5–25 yr
Repayment Terms
Same Day
Approval Options
SBA
Programs Available
Funding Options
Small Business Loans for Every Goal
From unsecured business loans to equipment financing, we match you with the right funding — even with bad credit or limited time in business.
Equipment Financing
Fund equipment purchases using the equipment itself as collateral — preserve your working capital for daily operations.
Working Capital Loans
Short-term business loans and lines of credit to cover payroll, inventory, and seasonal cash-flow gaps.
Merchant Cash Advance
Fast, revenue-based business financing with no collateral required — ideal for retail and restaurant funding with bad credit.
Commercial Real Estate
Purchase or refinance your business property with competitive long-term commercial mortgage financing.
Debt Consolidation
Combine multiple business debts into one manageable payment with alternative business lending solutions.
Qualification
Simple Requirements, Fast Approval
Most small business loans and working capital programs look for:
- 2+ years in business
- Annual revenue of $150,000 or more
- Credit score around 620+ (flexible options available)
- 6 months of business bank statements
💡 Don’t meet every requirement? We offer no-collateral and bad-credit business loan options — ask about a personalized funding assessment.
How It Works
Funding in Four Simple Steps
Apply Online
Complete a quick, no-obligation application in minutes.
Get Matched
We match you to the best business loan or funding program.
Review Offer
See your rates and terms with zero hidden fees.
Get Funded
Receive fast business funding—often within days.
Free Tool
Business Loan Payment Calculator
Estimate your monthly payment on a small business loan or working capital loan. Adjust the sliders to see what fits your budget.
$1,900
Estimated / month
Total interest$77,900
Total repaid$227,900
Get My Real Rate →
Estimates only, for illustration. Actual rates and terms depend on your business profile and program. Not a commitment to lend.
FAQ
Business Loan Questions, Answered
How much can I borrow with a commercial business loan?
Bizz R Us offers long-term commercial business financing up to $2 million, including SBA loans, equipment financing, commercial real estate, and working capital loans.
Can I get fast business funding with bad credit?
Yes. Alongside traditional loans we offer merchant cash advance and revenue-based financing for owners with lower credit — often with same-day approval and no collateral required.
What do I need to qualify for a small business loan?
Most programs look for 2+ years in business, annual revenue of $150,000+, a credit score around 620+, and 6 months of bank statements. Flexible options exist if you don’t meet every requirement.