Same-Day Approval
Get a decision in hours and funding in as little as 24–48 hours.
Business Funding
Merchant Cash Advance & Fast Business Funding
Turn future sales into working capital today. Revenue-based funding with same-day approval, FICO 550+, and no collateral required.
Trusted technology & accreditations
GRUBBRR
5.0 on Google
GRUBBRR
5.0 on Google
Why MCA
Funding That Moves at Your Speed
When banks say no or move too slow, a merchant cash advance gets capital in your account fast.
Bad Credit OK
FICO 550+ accepted — we look at your revenue, not just your score.
No Collateral
Unsecured funding based on your sales, so your assets stay protected.
Revenue-Based
Remittance flexes with your sales — pay more on strong days, less on slow ones.
Use It for Anything
Inventory, payroll, equipment, expansion, or covering a cash-flow gap.
Easy Renewals
Access more capital as you pay down — funding that grows with you.
Free Tool
Merchant Cash Advance Estimator
Estimate your total payback and weekly remittance. Adjust the sliders to model different offers.
$1,603
Est. weekly remittance
Total payback$62,500
Cost of capital$12,500
Get My Real Offer →
Estimates only, for illustration. Actual advance, factor rate, and remittance depend on your business profile. Not a commitment to fund.
FAQ
Merchant Cash Advance Questions
What is a merchant cash advance?
A merchant cash advance provides upfront capital in exchange for a portion of your future sales. It is repaid through small, regular remittances tied to your revenue rather than a fixed monthly loan payment.
Can I qualify with bad credit?
Yes. Approval is based mainly on your business revenue and deposit history, so business owners with a FICO around 550+ can often qualify with same-day approval.
How fast can I get funded?
Many merchants receive a decision within hours and funding in as little as 24 to 48 hours after approval.
Do I need collateral?
No. A merchant cash advance is unsecured and based on your sales volume, so no collateral is required.